Home Loans
Flexible loan options for homebuyers
Find out what you may qualify for — in under 5 minutes!
Welcome to City Lending
We make the mortgage process simple and straightforward, with personalized support every step of the way.
Buy a Home
See if you can get pre-qualified, explore your options, and take the first step toward homeownership.
Refinance
See if you can lower your payment, cash out equity, or pay off your loan faster– we’ll help you run the numbers.
Find a loan officer
Connect with a local loan officer who’ll guide you from application to closing and make the process simpler.
Mortgage Calculators
Calculate and compare the costs before buying a home
Affordability Calculator
Discover the maximum home price you could afford based on your income and budget.
Mortgage Calculators
Calculate and compare the cost before buying a home
Affordability Calculator
Discover the maximum home price you could afford based on your income and budget.
Rent vs buy calculator
Compare the long-term cost of renting vs buying to see what makes more sense
TESTIMONIALS
Real Stories, Real Results
Hear from people who achieved their dream of homeownership with our help. Their words are our guarantee.
Pilar P
Excellent service
“Eduardo and his team were very professional. Every step of the process was clear and completed within the expected timeframe. I greatly appreciate their help and effort. Without a doubt, I had a great experience.”
Kaitlyn R
Turning My Homeownership Dream Into Reality
“The City Lending team made it possible for my homeownership dream to become a reality. The process was super easy and smooth. I recommend her and her team 100% to anyone who is looking to own their own property!”
Andrew J
Working with Andres Ponce was one of the best decisions I’ve ever made
“As a first-time homebuyer, the process felt overwhelming at times—but Andres was there for me every step of the way. He went far beyond just securing my loan.”
Maron V
Fast, Professional, and Efficient Home Loan Experience
“I want to thank City Lending for their professionalism and efficiency throughout the entire process of my home loan. I was amazed at how quickly they worked—they completed the closing in just 22 days!”
Everything You Need to Know to Buy Your Home
Tips, news, and resources to help you make financial decisions.
Obtaining a good credit score is essential when applying for a mortgage and securing the best possible interest rates. Here
Buying a house is, in short, one of the most important financial decisions throughout life, however, it is common for
City Lending, Inc. © 2025. ALL RIGHTS RESERVED | 877-204-8191 | NMLS ID: 1045126 City Lending, Inc. is a licensed mortgage company, with its main office located at 2010 Corporate Ridge, Suite 850, McLean, VA 22102. NMLS Unique Identifier #1045126 / AZ Mortgage Banker License # 1042524 (www.nmlsconsumeraccess.org).
NMLS Consumer Access is a free service for consumers to verify whether a financial services company or professional is authorized to do business in their state. Equal Housing Opportunity | © 2025 City Lending Inc.
City Lending, Inc. © 2024. ALL RIGHTS RESERVED | 877-204-8191 | NMLS ID: 1045126 City Lending, Inc. is a licensed mortgage company, with its main office located at 2010 Corporate Ridge, Suite 850, McLean, VA 22102. NMLS Unique Identifier #1045126 / Arizona, NMLS #1042524 (www.nmlsconsumeraccess.org).
NMLS Consumer Access is a free service for consumers to verify whether a financial services company or professional is authorized to do business in their state. Equal Housing Opportunity | © 2025 City Lending Inc.
